Am I too old for mortgage?
We are often asked the above question so we thought it would be useful to post about it. Good news is that lenders are becoming more flexible with age limits,…
Category: Mortgage Advice
Relocation, relocation… – Mortgage for Moving
What mortgage options do you have if you are moving to a different place in the UK? To get a mortgage you must evidence that you will have income in…
News on Mortgages and cost of living crisis
You may have seen a number of headlines over the past weeks around mortgages and interest rates. Despite the headlines about rate rises and shortage of…
Could you qualify for a Green Mortgage Deal?
As we advise clients daily on the most suitable mortgage deals, we notice more and more so called ‘green mortgage deals’. What are they then and could you…
How can a broker help with the reality of rising cost of living?
With energy bills increasing drastically, inflation on the jump, mortgage interest rates going up as well as other things like national insurance contributions…
Homes for Ukraine vs mortgage terms
If you have signed up for Homes For Ukraine scheme and your house is on mortgage, you need to read this Did you know that generally, if you have a…
WHAT TO EXPECT WHEN YOU’RE EXPECTING?
How could expecting a baby or being on maternity/paternity leave affect your mortgage application? First of all, don’t worry as expecting a baby doesn’t always…
Don’t DIY!
The Internet is a very powerful and helpful tool when it comes to many things in life. More and more lenders offer online calculations, quick decisions in…
Does loyalty to your bank give you a better deal?
Is it easier to get a mortgage if you apply through the bank where your personal/business account is? We are often asked this question and there is common…
The Ins and Outs of Property Valuations
What is Basic Mortgage Valuation? When you are in the process of applying for a mortgage, a lender will want to know that the house is worth the price you…